So, you’ve decided to strike out on your own and start a home-based business. Congratulations on pursuing your passion! Whether you’re operating a few hours a day or 24/7, you need to be certain you have the proper insurance coverage to protect yourself and your company.

Every month, Schwartz Insurance Group selects a peer-nominated associate to receive a Core Value Award. The winner is chosen because they "lived" one of our agency's core values - typically an event or accomplishment above and beyond the call of duty in serving our customers. This month, all of the employees at Schwartz Insurance Group deserve recognition for living our core value of "There's Only Opportunity."

Here's their story:

What would happen if your business suffered a fire or flood, or if a defective product produced by your company generated bad publicity? If you haven’t already, right now is definitely the time for your organization to create a crisis communication plan. You need to have a program in place to address the concerns of your employees, customers, your community and the media.

Insurance jargon can be confusing to those who don’t use it every day (just like in ANY industry). But, with insurance, it’s important that YOU understand what the words on your policies mean so you can make informed and confident decisions about your coverage and know what questions to ask your agent.

We often get phone calls, emails, voicemails and letters from clients and colleagues telling us about the outstanding service they received from one of our associates. Recently, Schwartz Insurance Group received a letter from a medical professional who expressed her gratitude for Business Key Advisor Paula Vasse's long-time service. Here is an excerpt:

Every month, Schwartz Insurance Group selects a peer-nominated associate to receive a Core Value Award. The winner is chosen because they "lived" one of our agency's core values - typically an event or accomplishment above and beyond the call of duty in serving our customers. This month, David Cooper has "lived" our core value of "Success Will Come."

Here's his story:

Unfortunately, we live in a litigious society. And some individuals, particularly those with greater wealth, have a higher-than-normal loss exposure to lawsuits (International Risk Management Institute). This tendency is often referred to as a “suability factor” and can be determined by examining the following: 

Every month, Schwartz Insurance Group selects a peer-nominated associate to receive a Core Value Award. The winner is chosen because they "lived" one of our agency's core values - typically an event or accomplishment above and beyond the call of duty in serving our customers. This month, Markina Thompson has "lived" our core value of "Consider it Done."

Here's her story:

No one wants to be thought of as a “Scrooge,” so even if you, as an employer, have had a bad experience in the past, it is doubtful you would ever decide to ban the holiday office party. However, that doesn’t mean you can’t be prepared this time to deal with an out of control employee.

The holiday season has arrived! Here are thirteen home and personal safety tips to keep you, your family, and your property and workplace safe: