The violent winds of a tornado, the destruction caused by a sudden fire, the devastation of raging flood waters ... all are common hazards that businesses seek protection from by purchasing insurance, since these risks are clearly detrimental to property and the operation of a company. 

Every month, Schwartz Insurance Group selects a peer-nominated associate to receive a Core Value Award. The winner is chosen because they "lived" one of our agency's core values - typically an event or accomplishment above and beyond the call of duty in serving our customers. This month, Jerry Fine has "lived" our core value of "Building on a Legacy."

The elements can be hard on that roof over your head. Prolonged exposure to inclement weather and extreme temperatures can cause damage and lead to costly problems inside of your home or business.  

So, you’ve decided to strike out on your own and start a home-based business. Congratulations on pursuing your passion! Whether you’re operating a few hours a day or 24/7, you need to be certain you have the proper insurance coverage to protect yourself and your company.

No one can deny the power and influence that the Internet can have on a business, whether it exists physically or virtually. However, companies that are as much online (data and email) as offline (papers and files) face a higher risk when it comes to the dangers involving unregulated Internet real estate. 

It all seems like a blur and you’re not quite sure what happened. A vehicle suddenly appeared out of nowhere. Luckily, you are unharmed – but now your car is in terrible shape. Should you contact your insurance agent right away? What happens next?

If you’re the owner of a small business, have you thought about your insurance options? Have you spoken with your agent and asked for quotes for different coverage plans? If not, take a quick look at the following types of policies recommended for many small business owners.

Most drivers know that it’s important to slow down, turn off cruise control and avoid tailgating when driving in winter weather. However, many drivers are surprised to learn that rain can be nearly as treacherous to drive in as snow and ice.

We often get phone calls, emails and letters from clients telling us about the outstanding service they received from one of our associates.  Last month, Schwartz associate Michell Fust received an exemplary review from one of our prominent business clients. Here is an excerpt:

Many times when an employee suffers a work injury and must take a leave of absence, they end up never returning to their position. However, a proactive manager can make a difference in ensuring that such a scenario doesn’t occur.