Insurance jargon can be confusing to those who don’t use it every day (just like in ANY industry). But, with insurance, it’s important that YOU understand what the words on your policies mean so you can make informed and confident decisions about your coverage and know what questions to ask your agent.

We often get phone calls, emails, voicemails and letters from clients and colleagues telling us about the outstanding service they received from one of our associates. Recently, Schwartz Insurance Group received a letter from a medical professional who expressed her gratitude for Business Key Advisor Paula Vasse's long-time service. Here is an excerpt:

Every month, Schwartz Insurance Group selects a peer-nominated associate to receive a Core Value Award. The winner is chosen because they "lived" one of our agency's core values - typically an event or accomplishment above and beyond the call of duty in serving our customers. This month, David Cooper has "lived" our core value of "Success Will Come."

Here's his story:

Unfortunately, we live in a litigious society. And some individuals, particularly those with greater wealth, have a higher-than-normal loss exposure to lawsuits (International Risk Management Institute). This tendency is often referred to as a “suability factor” and can be determined by examining the following: 

Every month, Schwartz Insurance Group selects a peer-nominated associate to receive a Core Value Award. The winner is chosen because they "lived" one of our agency's core values - typically an event or accomplishment above and beyond the call of duty in serving our customers. This month, Markina Thompson has "lived" our core value of "Consider it Done."

Here's her story:

No one wants to be thought of as a “Scrooge,” so even if you, as an employer, have had a bad experience in the past, it is doubtful you would ever decide to ban the holiday office party. However, that doesn’t mean you can’t be prepared this time to deal with an out of control employee.

The holiday season has arrived! Here are thirteen home and personal safety tips to keep you, your family, and your property and workplace safe:

Here's her story:

Many people have a plan in place for when they are snowed in at home, but what if your place of business is hit by a massive winter storm? Are you ready to do battle? Here are some suggestions to help prepare you for combating the elements before and after a snowstorm hits:

Why do frozen pipes often lead to major problems for home and business owners? Water has a unique property in that it expands as it freezes. This expansion puts tremendous pressure on whatever is containing it, including metal or plastic pipes. No matter the "strength" of a container, expanding water can cause pipes to break.