Summer is officially over and winter is just around the corner. Now is a good time to prepare your home for cooler temps and unpredictable weather conditions.

As pointed out in an Employee Benefit News article, critical illness insurance has been around for three decades, but it’s still growing and evolving to meet the ever-changing needs of employees.

Insurance jargon can be confusing to those who don’t use it every day (just like in ANY industry). But, with insurance, it’s important that YOU understand what the words on your policies mean so you can make informed and confident decisions about your coverage and know what questions to ask your agent.

While it’s true that many car fires are caused by collisions, they are also often caused by problems with electrical wiring, the fuel system, or lit cigarettes that have been left in the vehicle.

According to an article on webmd.com, hundreds of road-rage incidents are reported every year in the United States.

According to a study by Princeton Survey Research Associates International, Millennials are widely regarded as the most underinsured generation. This could be because so many people believe that having a financial security net is a costly investment.  

Every month, Schwartz Insurance Group selects a peer-nominated associate to receive a Core Value Award. The winner is chosen because they "lived" one of our agency's core values - typically an event or accomplishment above and beyond the call of duty in serving our customers. This month, Tracey Crowder has "lived" our core value of "Consider it Done."

Here's her story:

Everyone seems to be in a hurry these days, both on and off the roads. Add a normal dose of distractions to the mix and this can lead to problems on the highway as well as in parking lots.

As noted in an informative HomeAdvisor.com article, a burglary takes place about every 18 seconds in the United States. That adds up to nearly 200 per hour and approximately 4,800 every day. These are startling statistics, but the good news is, the more you learn about burglary, the more effectively you can help protect your home and family.

Attached garage fires accounted for about 2% of all residential building fires reported to the National Fire Incident Reporting System from 2009 to 2011. Overall, 2% might not seem like a lot, but it equates to 6,600 individual fires resulting in 30 deaths, 400 injuries and $457 million in property damage.